The system utilises a range of payment channels (e.g. bank branches, participating outlets such as cafés and tobacconists, websites, etc.).

With pagoPA, you have two payment methods available:

1. Payment in real time (Method 1)
   Access the service UniGePay 2.0, select the payment you wish to make and click “Proceed with pagoPA Model 1 payment”. You will be redirected to a portal where you can choose your payment method. For example, you can debit the amount due from your current account (if your bank is on the list), pay via PayPal, Iconto, Satispay and major credit cards such as Visa, Visa Electron, MasterCard, American Express, Diners Club International and Maestro.

2. Deferred payment  (Method 3)
   Access the service UniGePay 2.0, select the payment you wish to make and click “Proceed with pagoPA Model 3 payment”. A payment slip will be generated, which you can print out and pay later at (for example):

   • branches of credit institutions, in cash or by direct debit from your current account if you pay at your bank
   • at the ATMs of certain banks (the service is currently not widely available)
   • at SISAL, Lottomatica and Banca 5 outlets (lottery outlets and tobacconists)

   Important: The paper pagoPA payment slip printed via UniGe can also be used at Poste Italiane 

N.B.

• Service charges vary depending on the channel. Always check the fees charged.
• Payments made via pagoPA (for both methods 1 and 3) are immediately received by the University of Genoa and are irrevocable.
• See the list of channels and operators providing payment services (PSPs).

For further information, please also consult the website of the Agency for Digital Italy - AgID

When using the PagoPA real-time payment method (Model 1), the platform allows you to choose between various Payment Service Providers (PSPs). Some of these also offer, subject to their own contractual terms, instalment payment options. The available options may include, for example, PayPal and Klarna, provided they offer this service at the time of payment. 

The University of Genoa does not manage these instalment payment options, does not set their financial terms and does not promote any specific providers. Any costs, eligibility requirements and terms of service are determined exclusively by the chosen payment service provider.
The use of these tools represents an alternative payment method, separate from the instalment payment options provided for in the University’s regulations.